Swipe Eazy is a trusted payment solutions provider
dedicated to helping businesses accept payments smarter, faster, and at a lower cost. We specialize in modern point-of-sale (POS) systems, secure payment processing, and innovative cash discount programs that can significantly reduce or even eliminate credit card processing fees for qualifying businesses.
Whether you’re a retail store, restaurant, salon, medical office, auto shop, or service-based business, Swipe Eazy delivers reliable payment technology tailored to your needs. We partner with industry-leading equipment providers to offer powerful, user-friendly terminals, mobile payment solutions, and comprehensive business support.
At Swipe Eazy, our mission is simple: help businesses save money, streamline operations, and grow with confidence. We pride ourselves on transparent pricing, exceptional customer service, and long-term partnerships built on trust and results.
Swipe Eazy – Smart Payments. Bigger Savings. Better Business.
Savings
How Much Money Can You Save?
Enter your monthly processing average and see how much you could save with Paybotx.
Monthly Fees You Won't Pay With Us
- PCI Compliance Fees ($19–$99/mo)
- Statement Fees ($10–$25/mo)
- Batch Fees
- AVS Fees
- Gateway Fees
- Annual Fees
- “Non-Compliance” Penalties
- Junk Add-Ons Banks Sneak In
With Us
- Transparent pricing
- No junk fees
- No surprises
- You keep more of every transaction
See how much you’re losing
Adjust the sliders to match your current processing.
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Time has changed
Built for scale. Designed for real-world commerce.
Engineered to handle volume, complexity, and modern settlement.
100%
Reliable Uptime
Infrastructure built for real-world commerce. Engineered to support consistent performance under scale, transaction volume, and operational complexity.
<24h
Settlement
Settlement timing varies by payment method and merchant configuration, with smart-contract-based crypto flows enabling rapid settlement and card transactions eligible for accelerated funding.
24/7
Monitoring
Continuous system monitoring to keep your payments flowing. Designed to detect issues early and maintain operational stability.
Features
Everything you need to accept payments
A complete payment platform designed to help you scale your business with confidence. No hidden fees, no surprises.
- Cards, wallets, and supported crypto payments
- Near-instant settlement on supported crypto rails
- Real-time reporting and unified admin access
- Flat-rate pricing with transparent fees
- Fast deployment with modern POS and hardware
Native POS Integration Solutions
Integration solutions with existing POS systems, or use our native POS for in-store and online card acceptance.
Industry-Specific Processing
Solutions designed around your business model — so your processing setup, policies, and tools align with how you sell.
Terminal & Hardware Support
Support for countertop, mobile, and wireless payment terminals, with onboarding and training provided.
Chargeback Management
Dedicated chargeback monitoring, dispute handling, and prevention for card-based transactions, managed directly by our internal risk team. Crypto transactions settle without chargeback exposure.
Unified Dashboard
Real-time analytics and insights in one beautifully designed interface.
Developer-First APIs
World-class REST and GraphQL APIs, SDKs, and documentation that developers actually love.
Time has changed
Built for scale. Designed for real-world commerce.
Engineered to handle volume, complexity, and modern settlement.
100%
Reliable Uptime
Infrastructure built for real-world commerce. Engineered to support consistent performance under scale, transaction volume, and operational complexity.
<24h
Settlement
Settlement timing varies by payment method and merchant configuration, with smart-contract-based crypto flows enabling rapid settlement and card transactions eligible for accelerated funding.
24/7
Monitoring
Continuous system monitoring to keep your payments flowing. Designed to detect issues early and maintain operational stability.
Features
Everything you need to accept payments
A complete payment platform designed to help you scale your business with confidence. No hidden fees, no surprises.
- Cards, wallets, and supported crypto payments
- Near-instant settlement on supported crypto rails
- Real-time reporting and unified admin access
- Flat-rate pricing with transparent fees
- Fast deployment with modern POS and hardware
Powered by
Native POS Integration Solutions
Integration solutions with existing POS systems, or use our native POS for in-store and online card acceptance.
Industry-Specific Processing
Solutions designed around your business model — so your processing setup, policies, and tools align with how you sell.
Terminal & Hardware Support
Support for countertop, mobile, and wireless payment terminals, with onboarding and training provided.
Chargeback Management
Dedicated chargeback monitoring, dispute handling, and prevention for card-based transactions, managed directly by our internal risk team. Crypto transactions settle without chargeback exposure.
Unified Dashboard
Real-time analytics and insights in one beautifully designed interface.
Developer-First APIs
World-class REST and GraphQL APIs, SDKs, and documentation that developers actually love.
Powered by
Devices
Powerful hardware for every setup
Reliable terminals designed for in-store, mobile, and multi-location use.
Solutions
Tailored for every business model
Your processing, policies, and settings are configured to match your business model.
Subscription billing made simple
For SaaS Companies
Recurring billing, dunning management, usage-based metering, and comprehensive analytics all in one platform.
- Subscription & recurring payments
- Automated invoicing & billing cycles
- Failed payment recovery (smart retries)
- Real-time reporting & analytics
- Built to support a wide range of applications and integrations
Simple, reliable card acceptance
For Growing Businesses
Accept credit and debit card payments in-store, online, or on-the-go with fast approvals, modern terminals, and reliable settlement.
- Credit & debit card acceptance
- In-store, online, and mobile payments
- Modern POS & terminals
- Fast deposits & reporting
- Designed for retail, service, and multi-location businesses as they scale
Advanced risk management
High-Risk Processing
Purpose-built processing solutions designed to support complex, regulated, and high-growth business models.
- Credit repair & debt services
- Subscriptions & continuity billing
- Digital products, coaching & programs
- Travel agencies & booking services
- Supplements & regulated goods
- Marketplaces & platform models
- Crypto services & blockchain platforms
- Smoke shops & CBD (where permitted)
FAQ's
Frequently asked questions
A Cash Discount Program allows businesses to offer customers a discount for paying with cash. Customers who choose to pay by credit or debit card pay the regular posted price, which includes the cost of card acceptance.
Yes. Cash discount programs are legal in all 50 U.S. states when implemented correctly and in compliance with federal laws, card network rules, and state disclosure requirements.
No. A surcharge adds a fee only to credit card transactions.
A cash discount program posts the card price as the regular price and offers a discount to customers who pay with cash.
Most businesses don’t.
Many customers continue paying by card because of convenience, rewards, or business expenses. Customers who prefer cash actually receive a discount.
Most retail businesses qualify, including:
- Restaurants
- Convenience stores
- Smoke shops
- Auto repair
- Salons & barbers
- Grocery stores
- Liquor stores
- Medical offices
- Dentists
- Veterinarians
- Dry cleaners
- Contractors
- Gift shops
- Jewelers
- Cell phone stores
Many businesses eliminate 90%–100% of their credit card processing costs, depending on how customers pay.
In many cases there are little or no upfront costs, depending on the equipment and processing package selected.
Sometimes. If your current terminal isn’t compatible, a new smart terminal may be provided.
No. The terminals display the discount automatically, and required signage explains the pricing.
Most customers understand it within seconds.
Receipts clearly show:
- Regular price
- Cash discount (if applicable)
- Final amount paid
Everything is transparent.
No. Debit cards processed electronically are treated as card transactions unless processed differently under your specific program.
- Visa
- Mastercard
- Discover
- American Express
- Apple Pay
- Google Pay
- Samsung Pay
- Contactless payments
- Chip cards
- Tap-to-pay
Yes. Deposits continue going directly into your existing business bank account.
Most businesses receive funding within 1–2 business days, depending on the processor and account setup.
This depends on the processing plan. Some programs are month-to-month, while others may include an equipment agreement.
That’s perfectly fine. Your current statement can be reviewed to compare rates, identify savings, and determine whether switching would benefit your business.
In many cases, yes.
Many modern POS systems integrate with cash discount processing.
Most merchant accounts are approved within 24–48 hours, with installation shortly afterward.
Training is provided so employees know exactly how to use the terminal and explain the pricing to customers.
A transparent pricing structure should be provided before you sign up, outlining all applicable fees.
Refunds are processed through the terminal just like any standard credit card transaction.
Not at all.
Businesses processing anywhere from a few thousand dollars to hundreds of thousands per month can benefit.
The terminals are EMV chip compliant, support contactless payments, use end-to-end encryption, and comply with PCI security standards.
Yes.
Many providers also offer:
- Online payments
- Payment links
- Virtual terminals
- Recurring billing
- Invoicing
A dedicated merchant services provider often offers:
Personalized support
- Competitive pricing
- Faster customer service
- Modern payment technology
- Assistance with compliance
- Local account management
Phone: (786) 519 - 8665
Email: info@swipeeazy.com